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    Selling your Property

    Selling your Property

    Whether you plan to sell, buy, let or rent, these guides should make the task a little easier.

    If you haven’t used an Estate Agent before, or just need to refresh your memory on what happens next, this is where we provide a brief guide to each process. Print out and tick off the stages as you go.

    Mortgaged property

    Mortgaged property

    Mortgaged property

    Before you do anything else, check your mortgage paperwork to see whether you will owe your lender an early redemption charge if you pay off your mortgage in the next few months. If you are buying elsewhere you may be able to transfer your existing mortgage and avoid this penalty, or you may have no penalty, in which case Alto Residential can provide details of a mortgage broker who may be able to assist you with switching to a more attractive mortgage product — for further information, please see our Mortgages section.

    Valuations

    Valuations

    Valuations

    Contact Alto Residential and arrange an appointment for a free and frank valuation. We won’t inflate our valuations to ensure an instruction, because we know that a property has to be priced correctly in order to sell. Be aware that in a rising market your property will probably sell for a bit more than the last similar property and in a falling market you will probably achieve a bit less.

    If your eventual buyer needs a mortgage, an independent valuation will have to be carried out by a surveyor on behalf of the new lender, so the selling price needs to be appropriate to the property, although an asking price is normally pitched a bit higher than the expected sale price to allow room for negotiation. Sign the agency terms and conditions and provide ID to comply with money laundering regulations. For further information on valuations provided by Alto Residential, please see our Valuations section.

    Viewings

    Viewings

    Viewings

    Have a bit of a clean and tidy up in preparation for photos and viewings. On instruction, Alto Residential arrange free professional photography, a detailed floor plan and an Energy Performance Certificate where required. If the property is tenanted, ensure that your tenants know that the property is being marketed for sale. Provide the agent with a set of keys if you can. Try to make it as easy as possible for viewings to be carried out. Often the best price is achieved while a property is still new to the market and viewers are worried they might lose out to someone else.

    Offer

    Offer

    Offer

    Accept an offer which is realistic and which is in the region of what was discussed at the initial valuation. Get confirmation in writing of the position of the proposed buyer. Are they a cash buyer or do they need a mortgage? Are they currently living with family, renting or selling their home? What are their expectations regarding a completion date? Once you have accepted an offer and the buyer has instructed a solicitor, take the property off the market.

    Conveyancing

    Conveyancing

    Conveyancing

    Select a local, reliable solicitor. Alto Residential can provide you with a list of experienced conveyancing solicitors — for further information, please see our Solicitors section. Complete the property forms as quickly and fully as possible. This may take some time, but it is one of the most important stages in the selling process. Reply promptly and as fully as possible to all additional queries raised. Come to an agreement via the agent on a completion date which is acceptable to both you and the buyer.

    Contract

    Contract

    Contract

    Read the contract, sign and return it promptly to your solicitor. Once the deposit has been received from the buyer, your solicitor will ask you to confirm the completion date and will request your permission to exchange contracts.

    Congratulations, you have exchanged!

    Congratulations, you have exchanged!

    Congratulations, you have exchanged!

    Celebrate, book a removals van and if parking can be tricky, contact the council to get a parking bay suspended for completion day. Contact all relevant utility providers and let them know when you will be leaving the property.

    Completion day

    Completion of a sale often takes place in the early afternoon, so as soon as you hear from your solicitor that the sale has completed, drop a full set of keys round to the Estate Agency for the new owner to collect. Take meter readings before you leave the property and off you go!

    Get a Free Valuation

    Get a Free Valuation

    If you're contemplating a move, arrange a free, no obligation valuation of your property at a time to suit you.

    Property Alerts

    Property Alerts

    Ever missed out on the perfect property just because you heard about it a bit too late? Never miss out again!

    Mortgage Calculator

    Mortgage Calculator

    Use our handy calculator to work out how much a typical mortgage might cost.

    Becoming a Landlord?

    Becoming a Landlord?

    If you’re contemplating becoming a landlord, the best starting point is to get an idea of the market value of your property. We are always happy to visit, at a time to suit and give you our professional opinion on price.

    There is no charge or obligation whatsoever, and any discussions we have are in complete confidence.

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    First Central 200,
    2 Lakeside Drive,
    London NW10 7FQ

    t: 020 3965 7777
    e: hello@altoresidential.co.uk

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